Small Group ACA
Provide affordable, guaranteed-issue health benefits to your employees—even with as few as two full-time staff.
Health Insurance Shouldn’t Be This Complicated
As a small business owner, you want to protect your employees without getting buried in ACA rules. PMG helps you offer compliant, affordable coverage—even if you have just two team members.
Why Small Group ACA Is So Challenging
- Fear of missing federal requirements
- Confusion around eligibility and participation rules
- Struggling to offer real coverage on a small budget
PMG Helps You Navigate It All
We specialize in ACA-compliant plans for employers with 2–50 full-time staff. Our team walks you through participation, contribution, and enrollment so you can offer the benefits your employees deserve—without the stress.
A simple path to better coverage
1
Check Eligibility
2+ employees working 30+ hours/week
Meet 50% participation and contribution rules
2
Review Plans
Guaranteed-issue options with no underwriting
Coverage includes 100% preventive care
3
Enroll With Confidence
Meet affordability tests and compliance
PMG handles the details so you can focus on your business
Why Small Group ACA Works
- Guaranteed Issue – No pre-existing exclusions
- 50% Employer Contribution – Minimum required for premiums
- 100% Preventive Care – Routine checkups fully covered
- No Health Questions – Coverage from day one
- Meets Federal Guidelines – Stay compliant, avoid penalties
The Result: Confident Coverage, Healthier Teams
With PMG’s help, you’ll keep your staff happy, stay legally compliant, and avoid unnecessary headaches. Offer real benefits—even as a small business.
“PMG made ACA coverage so much easier. We enrolled in a great plan without stress—and our employees are thrilled.”
Jasmine WalkerSmall Business Owner
Ready to Protect Your Team and Your Business?
Let PMG guide you through the ACA maze. We’ll simplify the process so you can offer coverage that’s compliant, affordable, and employee-friendly.
