Level-Funded Plans
Enjoy predictable monthly premiums—and if your group stays healthy, recoup part of the unused claims fund.
Your Health Plan Should Work for You, Not Against You
You’re doing everything you can to provide great benefits—but costs keep rising. PMG helps you explore level-funded options that give you the best of both worlds: a steady monthly premium and the chance to earn back unused claims funds.
Why Traditional Group Plans Fall Short
- Premiums keep rising—no matter how healthy your team is
- You lose what you don’t use—no refunds on claims you didn’t make
- Plans are rigid, hard to customize, and hard to manage
What Makes PMG Different?
We help employers move to level-funded plans confidently—with support on carrier selection, ACA compliance, and plan customization. Our veteran-owned team makes this transition simple and risk-smart.
A simple path to better coverage
1
Assess Your Group
We review your team size, goals, and risk to see if level-funding fits your needs.
2
Customize a Plan
Choose from vetted carriers offering fixed premiums, flexible designs, and stop-loss protection.
3
Track & Save
Monitor claims with our help—and if they’re lower than expected, receive a refund at renewal.
Benefits of Level-Funded Coverage
- Fixed Monthly Costs – No surprises on your bill
- Refund Potential – Unused claims dollars may come back to you
- Customizable Benefits – Choose coverage that fits your team
- Stop-Loss Protection – Safeguards if claims spike
- Happier Employees – Great benefits, same doctors, lower stress
See What Success Looks Like
“We transitioned to a level-funded plan with PMG and saved thousands in our first year—plus employees loved the coverage!”
Arnel BuchananSmall Business Owner
Ready to Level Up Your Benefits?
Stop overpaying for unused coverage. Let PMG help you design a level-funded plan that brings cost control and peace of mind to your business.
