HSAs
Pair a high-deductible plan with a Health Savings Account to help your team save on medical expenses and reduce overall premiums.
High Costs Don’t Have to Mean Fewer Benefits
You want to offer strong health coverage without inflating your premiums—or limiting your team’s options. HSAs paired with high-deductible health plans (HDHPs) can lower monthly costs and give employees more control and savings for future care.
Struggling With Premium Creep?
- Traditional plans keep getting more expensive
- Employees don’t always understand or use the benefits
- HSA setup feels confusing and time-consuming
PMG Makes HSAs Easy
As your benefits partner, PMG helps you compare HDHPs, set up compliant HSA plans, and communicate the tax advantages clearly to your team. We handle the admin and education—so you can focus on running your business.
A simple path to better coverage
1
Evaluate Needs & Savings Goals
- We review plan options and your group’s budget
- Outline how much you and employees can contribute
2
Set Up the Plan
- Select an HSA administrator
- Ensure plan design meets IRS HSA eligibility
3
Launch & Support
- Deliver clear employee materials
- Stay compliant with annual updates and limits
Why Employers Love HSAs
- Lower Premiums – HDHPs reduce monthly insurance costs
- Tax-Free Savings – Contributions, growth, and qualified withdrawals are all tax-free
- Employee-Owned – Funds roll over year-to-year and go with employees if they leave
- Flexible Usage – Covers deductibles, copays, prescriptions, and more
- Smart Budgeting – Reduce overall benefits spend without cutting value
Results That Matter
With an HSA plan in place, your team gets more control over their healthcare while you enjoy more predictable benefit costs.
“PMG helped us move to an HSA-compatible plan—our employees are saving money and we trimmed our premium budget without cutting coverage.”
Dan NelsonBusiness Owner
Let’s Build Smarter Benefits
Give your team a tax-friendly way to save—and protect your business from runaway premiums. PMG will walk you through every step.
