ICHRAs
Give each team member the flexibility to pick their own coverage—while you control costs with a predictable reimbursement model.
Health Benefits That Fit Every Employee
Your team is diverse. Their health needs are, too. With an ICHRA, you set a monthly contribution—and your employees choose the individual plan that suits them best.
Why Traditional Plans Fall Short
- One-size-fits-all coverage
- Rising premiums with little flexibility
- Frustrated employees stuck in plans that don’t work for them
PMG Makes ICHRAs Easy
Our veteran-owned agency helps you launch an ICHRA that keeps your budget fixed and gives your staff real choice. We handle setup, compliance, and communication so you can focus on running your business—not managing healthcare chaos.
A simple path to better coverage
1
Design the Benefit
- Set your monthly tax-free reimbursement amount
- PMG ensures ACA rules and affordability standards are met
2
Employe Plan Shopping
- Staff use the individual market to pick what fits their budget and provider preferences
- They can select HMO, PPO, or even Medicare (if eligible)
3
Ongoing Support
- You reimburse employees monthly up to their limit
- PMG helps with questions, renewals, and compliance
Why Employers Choose ICHRAs
- Budget-Friendly – You set the contribution, not the carriers
- Employee-Centric – Coverage tailored to each individual
- Low Admin Burden – Employees manage their own plans
- No Group Size Requirement – Works for small and large teams
- Tax-Advantaged – Reimbursements are tax-free (subject to IRS guidelines)
More Choice. More Satisfaction.
With ICHRA, your employees get the flexibility they want. You get the budget control and compliance support you need.
“Switching to an ICHRA with PMG let us offer more variety and control costs—I wish we’d done it sooner!”
Nicole AndersenSmall Business Owner
Ready to Personalize Benefits and Stabilize Costs?
Say goodbye to rigid, overpriced group health plans. Let PMG help you roll out an ICHRA that supports your team and protects your bottom line.
