Welcome to the Health Insurance Marketplace Exchange. For client assistance Call Us at (866) 764-2204


Welcome to the Marketplace Exchange


Did you know you don’t have to sign up for healthcare at healthcare.gov!
Just scroll down and pick your agent from the drop down menu and we can help get you registered today! If you don’t have an agent just pick one, we are all qualified to help you.



Federal Exchange

Healthcare Reform requires every state to offer an exchange to its residents. That is where the Federal Exchange comes in. Federal exchanges are available for use by individuals, and small group employers.
To simplify the process, health plans on a federal exchange will be labeled:
• Platinum
• Gold
• Silver
• Bronze
The levels will help shoppers understand the level of coverage a plan offers including; how much they will need to pay and what the plan covers.



Private Exchange

If you do not qualify for a subsidy or advanced tax credit- the private exchange offers a solution for you. Private exchanges are not part of the Affordable Care Act. They are created by private sector companies such as PMG Agency.
For employers who are trying to keep the cost of offering health benefits manageable, private exchanges offer a great solution.
Employers can give their employees a set amount of money and then direct them to a private exchange. There, they can shop for a health plan and other benefits, like dental, based on what the employer has selected as options.


Would you like more information?

To learn more about the affordable coverage launching October 1, 2013 in the marketplace just leave your details and we will contact you soon.

We are always a phone call away at 1(866) 764-2204

National CalculatorFirst use our Subsidy Calculator to see if you qualify for a subsidy or an advanced tax credit.

If you qualify for a subsidy, choose an agent from the Federal Exchange drop down above. If you do not qualify choose an agent from the Private Exchange drop down list.

The Marketplace Exchange 

The Affordable Care Act is increasing your access to health care. Health insurance exchanges will be an important part of that. Starting in 2014, you will be required to buy health insurance or face penalties.

So, what are Exchanges? How do they work? How will things change?

Exchanges are new and easy to use.Think of an exchange as an online marketplace (like eBay).  It’s a website where you may research all of your options and then buy health insurance.There are two different types of exchanges; the Public Exchange (Federal) and the Private Exchange. So, what exchange should you use?

Frequently Asked Questions 

What is the Marketplace in my state?
No matter what state you live in, you’ll be able to use the Marketplace to apply for coverage, compare your options, and enroll. If you live in Indiana, you’ll use this website, to apply for coverage, compare plans, and enroll. You can apply as early as October 1, 2013.
How can I get lower costs on Marketplace coverage?
When you use the Health Insurance Marketplace you may be able to get lower costs on monthly premiums or out-of-pocket costs, or get free or low-cost coverage.

You can save money in the Marketplace 3 ways. All of them depend on your income and family size.

  • You may be able to lower costs on your monthly premiums when you enroll in a private health insurance plan.
  • You may qualify for lower out-of-pocket costs for copayments, coinsurance, and deductibles.
  • You or your child may get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program CHIP.

When you fill out your Health Insurance Marketplace application, you’ll find out how much you can save. Most people who apply will qualify for lower costs of some kind.

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